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mortgage life insurance for your home

Are you considering a mortgage life insurance policy? If you have an outstanding mortgage, a mortgage life insurance policy may be the perfect solution to your life insurance needs. Mortgage life insurance pays a benefit directly to your lender for the outstanding balance of your mortgage in the event that you pass away or become disabled. These policies are different from traditional term life insurance in that the size of the death benefit decreases as the outstanding mortgage balance decreases.

Because mortgage life insurance often requires no medical underwriting, mortgage life policies can be a great option for homeowners with preexisting medical conditions. Mortgage life insurance also offers a great opportunity for those who cannot afford more comprehensive term life coverage. Whether you are a healthy individual or a homeowner with medical complications,
mortgage life insurance may offer the coverage you need at a price you can afford.

Eligible Loan Types

  • First mortgage loans
  • Refinanced mortgages
  • Variable rate mortgages
  • Adjustable rate mortgages (ARM)
  • Some balloon loans
  • Some construction loans

Available Mortgage Life Coverage

  • Coverage can range from $50,000 to $500,000.
  • Terms are available in 15, 20, 30 and 40 year terms.

Get Your Mortgage Life Insurance Quote Today

Complete the form to the right to get your quote. One of our licensed representatives will contact you with a comparison of the most competitive mortgage life insurance quotes on the market. He or she will be there to answer all of your questions and help you select a policy that works for you.

Complete our mortgage life insurance quote request form today!